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Welcome to C&T Mortgage, Inc, I'm Stephanie Drewry, your Texas home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Stephanie Drewry

Stephanie Drewry

Mortgage Advisor
NMLS# 1565232

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Real Customer Experiences

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Current Texas Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.25%
1W Change 0.00%
APR2.926%
1W Change 0.01%
Last Updated: 10/27/2020

Conventional Loan Purchase - 30 Year Fixed

Rate2.88%
1W Change 0.16%
APR2.94%
1W Change 0.17%
Last Updated: 10/27/2020

VA Loan Purchase - 30 Year Fixed

Rate2.52%
1W Change 0.13%
APR2.793%
1W Change 0.11%
Last Updated: 10/27/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Stephanie Drewry to receive a personalized rate for your specific situation.

Current Texas Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.01%
1W Change 0.04%
APR3.727%
1W Change 0.05%
Last Updated: 10/27/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.80%
1W Change 0.06%
APR2.862%
1W Change 0.06%
Last Updated: 10/27/2020

VA Loan Refinance - 30 Year Fixed

Rate2.39%
1W Change 0.04%
APR2.674%
1W Change 0.06%
Last Updated: 10/27/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Stephanie Drewry to receive a personalized rate for your specific situation.

  • My second time working with Stephanie, that alone should tell you something. She is professional, patient, and trustworthy. You will be impressed. George Dyson - June 3, 2020
  • C&T Mortgage will provide excellent service and features exemplary staff. Stephanie Drewry is resourceful, knowledgeable, client attentive and explains the pros & cons of every option. Stephanie will find the right financing for your needs and successfully guide you through every step of the process. Herby Berryhill - May 13, 2020
  • Stephanie was extremely responsive and very helpful in explaining anything I didn’t understand. Very easy to work with! Raul Grajeda - March 20, 2020
  • Stephanie is the best! We used her when we purchased our home and again when we refinanced and she was awesome both times. She communicates info clearly and works to make sure you understand everything about the process so there are no surprises at closing. She’s definitely our go-to person from here on out and… Christopher Reynolds - February 25, 2020
  • All questions were answered quickly and in terms we could understand. Our best interest was definitely in mind. Kelly Burke-Turk - February 19, 2020
  • Stephanie was highly recommend by a family member and I have to say she did not disappoint. She took her time and clearly explained the process to us and fought to get us the best deal possible. I suggest anyone looking to finance a home give her an opportunity to fight for you. David Maharaj - January 7, 2020

More from Zillow

5.00 Rating ∙ 2 Reviews on Zillow

We would definitely recommend the Triumph Lending team

zuser20170918193411796 - 11/01/2017

We would definitely recommend the Triumph Leading team to everyone we know and would definitely use them for any of our future financial needs! Stephanie and her team (especially Janel) was amazing to work with and was always available (day/night/weekends) to answer any questions we had and to put any doubts we had at ease. She worked hard to get us what we wanted to be at and was always straight with us (which we really appreciated). The whole home process was easier than expected, and we owe that fact all to this team -- thank you!

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Stephanie Drewry - Texas Texas

Awesome!!!

palmtree357 - 08/05/2017

Stephanie and her team work so hard that they are turning dream to reality - thank you!!! We are extremely happy with the result and with the process. Our case was far from easy, nevertheless you did everything to make us happy. We will definitely be your returning customers.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Stephanie Drewry - Texas Texas

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Stephanie Drewry

16718 House Hahl Rd. Ste H
Cypress, Texas 77433
(713) 628-5864
(832) 220-1480
NMLS# 1565232
  • Zillow

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