Realize Your Dream of Home Ownership

Welcome to C&T Mortgage, Inc, I'm Stephanie Drewry, your Texas home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

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Stephanie Drewry

Stephanie Drewry

Mortgage Advisor
NMLS# 1565232

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Real Customer Experiences

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Current

Texas

Mortgage Rates

Conventional Loan Purchase - 30 Year Fixed

Rate3.00%
1W Change 0.04%
APR3.056%
1W Change 0.04%
Last Updated: 03/01/2021

VA Loan Purchase - 30 Year Fixed

Rate2.64%
1W Change 0.02%
APR2.811%
1W Change 0.16%
Last Updated: 03/01/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Stephanie Drewry to receive a personalized rate for your specific situation.

Current

Texas

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.38%
1W Change 0.00%
APR3.075%
1W Change 0.01%
Last Updated: 03/01/2021

Conventional Loan Refinance - 30 Year Fixed

Rate3.07%
1W Change 0.06%
APR3.125%
1W Change 0.06%
Last Updated: 03/01/2021

VA Loan Refinance - 30 Year Fixed

Rate2.47%
1W Change 0.01%
APR2.807%
1W Change 0.05%
Last Updated: 03/01/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Stephanie Drewry to receive a personalized rate for your specific situation.

  • Stephanie was awesome to work with! She walked us through every step of refinancing our home and taking out a home equity loan. This was the first time I've ever refinanced and I'm not very experienced in this department. She had the best customer service, explained everything thoroughly and did a ton of comparisons of… Shelby Nowlin - February 1, 2021
  • Stephanie is very professional and does a fantastic job for her clients. This is our 2nd transaction with her. Very pleased! Tracy Hallman - January 13, 2021
  • We had a great experience with Stephanie the first time around with our initial home mortgage (about a year ago). When the interest rates dropped nationwide, we reached out to Stephanie for information on refinancing opportunities. She responded right away with a wide array of data that we requested. In less than 2 months from… Mandy Cassels - December 16, 2020
  • Stephanie. She was wonderful, patient, and thoughtful. Jacob Schmidt - November 12, 2020
  • My second time working with Stephanie, that alone should tell you something. She is professional, patient, and trustworthy. You will be impressed. George Dyson - June 3, 2020
  • C&T Mortgage will provide excellent service and features exemplary staff. Stephanie Drewry is resourceful, knowledgeable, client attentive and explains the pros & cons of every option. Stephanie will find the right financing for your needs and successfully guide you through every step of the process. Herby Berryhill - May 13, 2020

More from Zillow

5.00 Rating ∙ 2 Reviews on Zillow

We would definitely recommend the Triumph Lending team

zuser20170918193411796 - 11/01/2017

We would definitely recommend the Triumph Leading team to everyone we know and would definitely use them for any of our future financial needs! Stephanie and her team (especially Janel) was amazing to work with and was always available (day/night/weekends) to answer any questions we had and to put any doubts we had at ease. She worked hard to get us what we wanted to be at and was always straight with us (which we really appreciated). The whole home process was easier than expected, and we owe that fact all to this team -- thank you!

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Stephanie Drewry - Texas Texas

Awesome!!!

palmtree357 - 08/05/2017

Stephanie and her team work so hard that they are turning dream to reality - thank you!!! We are extremely happy with the result and with the process. Our case was far from easy, nevertheless you did everything to make us happy. We will definitely be your returning customers.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Stephanie Drewry - Texas Texas

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Texas? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Stephanie Drewry

16718 House Hahl Rd. Ste H
Cypress, Texas 77433
(713) 628-5864
(832) 220-1480
NMLS# 1565232
  • Zillow

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